How PUMPFOLIO works.

Overview

PUMPFOLIO is an ordinary SOL-paired pump.fun coin. Trade it anywhere. What makes it a fund is what happens to its creator fee: 95% of it buys a fixed basket of eight Solana memecoins, by weight, and the engine airdrops those coins to every holder. Hold one coin, receive eight.

The remaining 5% is the operational share: servers, RPC and gas. There is no second token, no desk pot and no buyback tax.

The fee

pump.fun charges a creator fee on every trade of every coin, on the bonding curve and on PumpSwap after graduation, and pays it to the coin's registered creator. PUMPFOLIO's creator is the fund's engine wallet. The engine claims the fee every round: 95% goes to the basket, 5% to the operations wallet. Account rent for the airdrops comes out of the holders' share, never from a hidden skim, and the engine only ever spends fees it has claimed and only ever airdrops assets it has bought.

The basket

Eight assets at 12.5% each: PUMP, Fartcoin, neet, TROLL, Cupsey, CATE, CHILLHOUSE and ANSEM. Seven of them are the OTC pumpfolio's lineup; neet takes CLAW's slot. The basket is fixed; it does not change with the market or with anyone's opinion.

The round

1. The engine claims the fee waiting in pump.fun's creator vault.
2. The pot is split by weight and every asset of the basket is bought, one swap each, on its pump.fun curve, on PumpSwap or through Jupiter. Every round, all eight. The fund is never 100% in one coin.
3. Each asset accumulates in the fund's inventory. Once a pile is worth 0.03 SOL it is airdropped to every holder, biggest piles first, up to three per round. Smaller piles keep growing. Nothing is lost.

A pot under 0.05 SOL waits for the next round. A step that fails is retried next round because the SOL or the tokens are still in the engine wallet. Rolled-over and failed rounds are on the ledger too.

The airdrop

Shares are strictly proportional to how much PUMPFOLIO a wallet holds at the moment of the round. The bonding curve, the PumpSwap pool and the engine wallet are excluded before dividing. Receiving a token you have never held needs an account, and accounts cost rent: holders who already have one are always paid, and for the rest the engine opens the account when the drop covers the rent or after ten skipped rounds, once per wallet per asset. Rewards arrive on their own. There is nothing to claim.

vs the OTC pumpfolio

A pumpfolio with the same eight coins was launched through OTC Desks' launcher. Their own page shows where its fee goes:

• Holders 67.5%. The rest: 10% to OTC's desk pot, 12.5% to the protocol and account rent, 10% to buy and burn $OTC. We send 95% to holders and keep 5% for operations. On the same volume that is about 41% more per holder.
• One coin at a time. OTC's reward lineup rotates: whatever is "paying now" gets the whole pot, and nothing is bought until 0.10 SOL has accumulated. We buy all eight every round from 0.05 SOL and airdrop piles from 0.03 SOL.
• A shared wallet. OTC assigns the fee of every coin launched on their site to one reward wallet they run. PUMPFOLIO's engine wallet is the coin's creator and runs this fund only.
• Same transparency. Every claim, buy and airdrop here links to Solscan, as theirs does. Check, don't trust.

Figures are from OTC's docs and the OTC pumpfolio page on 2026-10-02. If they change their split, this page is wrong until we update it. We are not affiliated with OTC Desks.

The engine wallet

The fund's wallet is PUMPFOLIO's creator on pump.fun. Its key is encrypted at rest and used only to claim, buy and airdrop. It needs a little SOL for fees and rent; if it runs low the round is skipped with a note until it is topped up. The engine tracks exactly what it claimed and what it bought, so nothing else that wallet might hold is ever spent or distributed.

Ledger

Every round is a line on the ledger with its claim, buy and airdrop transactions. Every payout to every wallet is a row on the fund page. The ledger starts empty; an empty window does not mint a placeholder.

Important notes

Payouts depend on trading volume; no volume means no fee and no rounds. The assets in the basket are bought at market and can lose value. PUMPFOLIO is not a regulated fund and is not affiliated with Solana Labs, pump.fun or OTC Desks. Nothing here is financial, legal, or tax advice.